Insurance Law
A Team of Attorneys Experienced in the Field of Insurance Law
Insurance Law
Allow our expert legal team at Pardue Law Group to help you with your insurance claims. Our insurance lawyers can review your case if:
- You have had your claim denied
- You believe your insurance company has practiced bad faith when handling your claim
- You suspect health insurance fraud
The scope of insurance law includes the business of insurance and the process of how claims are handled. These laws were enacted to ensure that insurance companies willingly, promptly, and properly pay claims in good faith.
You must begin the insurance benefit process by documenting everything, including all conversations with insurance representatives. The representative will contact you to discuss your claim, and they will typically tell you that they are recording the conversation “for quality control purposes.â€
This is their way of documenting your statements, and therefore, you should take notes as to what was discussed during each conversation. When the insurance company does not negotiate a settlement in good faith, then they can be sued for such bad faith practices.
Insurance companies are bound by a covenant of good faith and fair dealings when handling their policyholders’ claims. This means that the company is under an obligation to compensate a legitimate claim. When an insurance company breaches this covenant, they may be held liable for acting in bad faith. You should always have an experienced attorney review the facts of the case to obtain the insurance benefits you deserve.