Automobile Accidents and Collisions

Analysis of your Auto Accident Issues
The law states that people who operate automobiles must exercise reasonable care, therefore failure to use reasonable care is considered negligence. A person who negligently operates a vehicle may be required to pay for any damages caused by their negligence. Rick Pardue provides thorough analysis to your Automobile Accident issues. He knows how to obtain the best outcome on your behalf. Rick is committed to keep you updated on your case and to explain options as they arise. Call Rick at once if you or someone close to you has been injured, seriously hurt or died as a result of an automobile accident. We will act immediately for you, investigate your case and see if we can help.

Car accident claims in Kentucky are complex, so it is very important that you let Rick Pardue review your case to ensure you have all the coverage available to you. There may be excess insurance available through your own policy if the policy limits of the at-fault driver are not sufficient to compensate you for your injuries. There may be other insurance policies to tap into as well. It is critically important that all avenues of insurance recovery be thoroughly explored in order to make sure that you are fully compensated.

Things you should not do if you are in a car accident:

  • DO NOT move the cars or injured persons until police and emergency personnel arrive, unless it would be dangerous to leave the cars and persons where they are.
  • DO NOT let anyone talk you out of calling 911. It is everyone’s right and responsibility to report an accident.
  • DO NOT admit fault to the other driver or the police.
  • DO NOT allow anyone to leave the scene before the police arrive, but if they do, make sure you obtain as much information as you can about the other driver and vehicle.
  • DO NOT provide a statement to the other person’s insurance company. Seek legal advice before providing any statement.
  • DO NOT sign any releases or other legal documents, even with your own insurance company, without first obtaining legal advice on your rights.

 Things you should do if you are in a car accident:

  • DO stay calm.
  • DO call 911. It is important to contact police immediately, and cooperate with them at the scene. In a hit and run accident it is particularly important to report to the police immediately.
  • DO tell the police if you believe you have been hurt in any way, no matter how minor.
  • DO get all the detailed information from all parties: insurance information, policy numbers, names, phone numbers, addresses, etc.
  • DO ask for the police officer’s card and accident report number.
  • DO ask witnesses for their contact information: name, phone number, address, e-mail address, etc.
  • DO notify your insurance company about the accident; even if it was not your fault.
  • DO take photographs of your car if it has been damaged.
  • DO take photographs of your injuries or write down your symptoms.
  • DO see a doctor as soon as possible or go to hospital immediately if you believe you have been injured.
  • DO keep your current insurance information and our checklist with you in your vehicle.